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Insurance Products

Our Insurance Products

Dental and Vision for you and the fam!!

"Why do I need it?" Expect, the unexpected...

If you or your family are in the market for dental and vision insurance and find yourself asking, “Why do I need it?” consider the advantages to your overall health. Our oral and ocular health can be key indicators in detecting early stages of many health risks and diseases along with preventing many other health issues.

Medicare Supplements Plan For Great Coverage

Freedom to Choose, The Freedom You Love

Providers who accept original Medicare will also accept your Medicare Supplement. Medicare Supplements do not require referrals to see a specialist. You pay a premium and in most cases you are not required to pay co-pays & deductibles. There are no top end dollar limits on most services.  Freedom to Choose makes Medicare Supplements something you should consider for you, a spouse and even your friends!

Cost Effective HMO & PPO Advantate Plans

Bodker Takes The Guess Work Out Of This Decision

Other benefits that may be included in a MAPD plan, such as preventative dental, eye glasses, hearing aids, transportation to and from an office visit, & Silver Sneakers gym membership, that may not be provided in original Medicare or a Medicare supplement. To be eligible for a MAPD, you must have Parts A&B of Medicare, your residence must be in the servicing area and you cannot have end stage renal disease (ESRD).  When it is time to review your plan, that’s the time to rely on Bodker Insurance.

Medicare Part D Prescription Plans

Consider...Medicare prescription drug benefits

Plans are administered by multiple insurance companies, all offering benefits which meet minimum federal standards. Some plans have additional benefits beyond federal requirements. Plans can be reviewed and changed each year. Formularies, deductibles and an individual’s medication need can and do change.  Bodker Insurance can help you choose the best plan for you.

Cover Your Out Of Pocket

Co-Payment Reimbursements Are Nice!

The cost effective plans offer cash payments to help defray out of pocket expenses for hospital and related deductibles and co-payments. Benefits can be paid directly to the insured individual. Helps avoid surprises or unexpected expense when hospitalized, often used along with Medicare Advantage plans. A great combo.

Home Health Care Plans

Enjoy family life. Reduce stress.

Allowing a professional Home Health Care agency to care for a patient convalescing will provide less stress and burden on family members while maintaining a higher level of dignity, modesty, & privacy.  J. Berg & Associates offer long and short term programs through the most well-known and highly rated insurance companies in America.

Long Term and Short Term Care Insurance Plans Can Really Pay Off

Planning Makes Absolute Sense

Long Term and Short Term Care, and the myriad policies cover different conditions and needs based on established contract criteria.  So let’s talk about what works best tor you. Patients that receive care in a nursing home can receive quality care provided by nurses and aides, reducing much of the burden and responsibility for family members. Protects assets and could preserve your estate. Get the details on these policies right here.

Final Expense Life Insurance Is Very Affordable

Protection for your loved ones to pay outstanding debt or obligations.

Final Expense could include funeral or burial expense, unpaid taxes or bills, travel expenses, unpaid medical expenses and a variety of other bills. The face amounts are typically between $2,000 and $25,000 of death benefits. Issue ages can between 0-89. Policies can also possibly be issued regardless of health questions!  Mike Bodker, professionals are experts and making sure you have peace of mind through well planned final expense insurance coverage.

Annuities-A Financial Plan Strategy

Financial Security Is Smart Money

We also offer immediate annuities. In exchange for a sum of money, the annuity guarantees that the insurer will make a series of payments. These payments can be level or increasing periodic payments for a fixed term of years or until the ending of a life or two lives. Everyone is different!  So, please call Mike for guidance in selecting an annuity product that will fit your individual need.